COVID-19 Insurance: Follow these steps or else your claim will be rejected

By Lokmat English Desk | Published: July 17, 2021 09:10 PM2021-07-17T21:10:19+5:302021-07-17T21:10:19+5:30

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The COVID-19 pandemic has once again proved that health is a wealth. We save and save money, but unfortunately we have to go to the hospital when we are sick.

You can get good benefits from many health insurance companies in the market right now. There are also examples of many people who have saved a lot of money due to insurance amidst the pandemic.

Many believe that it is beneficial to take out health insurance. However, it is also important to take some precautions while taking it. Otherwise your claim may be rejected by the companies.

Nowadays health insurance is offered without a health check. It is called 'telemedicals'. In it, the doctor asks you for all the information on the recorded call. It should tell you the truth!

Suppose you have blood pressure or hyper-tension and you hide it in telemedicals. Then in the future if you are hospitalized there may be a problem.

When you tell the doctor the true information while treating you, you mentioned the blood pressure and it also came in the reports. So you will not get any money from the insurance company.

One thing is for sure. That is, if a simple plan is taken while insuring a person with Diabetes / BP (Critical Illness), the waiting period for these diseases can be 2 to 4 years.

I mean, I was admitted to the hospital in the first year and if the reason behind that is (diabetes) then the insurance company doesn't pay!

So if you have hypertensive illnesses like diabetes and BP, choose plans that cover these illnesses from day one!

The premium of such plans is higher but there is no problem in making a claim. Therefore, there is no time for repentance. Also, your claim is easily approved.