PPF Investment: What is the return on investments of Rs 2000, 3000, 4000, and 5000 per month?

PPF is a popular investment option for individuals below 30 as it offers guaranteed returns and tax benefits. It has a lock-in period of 15 years, but partial withdrawals are allowed after the 7th year.

If you don’t want any risk and also want good returns then investing in PPF can be the best for you.

Any Indian citizen can invest a maximum of Rs 1.5 lakh and a minimum of Rs 500 every year in this scheme. The PPF scheme has a tenure of 15 years and offers the benefit of compound interest. Currently, the interest rate on PPF is 7.1 percent.

According to the PPF calculator, if you invest Rs 2,000 per month in PPF, your total investment in a year will be Rs 24,000. Over the 15-year period, your total investment will amount to Rs 3,60,000. With a compound interest rate of 7.1 percent, your maturity amount will be Rs 6,50,913.

By depositing Rs 3,000 per month in PPF, your annual investment will be Rs 36,000. Over 15 years, your total investment will be Rs 5,40,000. With the interest earned, your maturity amount will be Rs 9,76,370.

If you invest Rs 4,000 per month in PPF, your annual investment will be Rs 48,000. Over the 15-year period, your total investment will amount to Rs 7,20,000. With the interest earned, your maturity amount will be Rs 13,01,827.

By depositing Rs 5,000 per month in PPF, your total investment in a year will be Rs 60,000. Over 15 years, your total investment will be Rs 9,00,000. With the interest earned, your maturity amount will be Rs 16,27,284.

Introduced in 1968 by the National Savings Institute, the PPF has become a popular choice for risk-averse investors. Its stable, long-term savings approach offers fixed returns and capital protection. This makes it particularly appealing for individuals looking for a secure investment avenue with tax advantages.