Sukanya Samriddhi Yojana: Check out the benefits of opening Sukanya Samriddhi Yojana account

If a girl has just been born in your house or a brother or sister has a daughter, the Central Government has a strong scheme to secure her future. Start investing in your daughter's future. When she turns 18, you can give her a benefit of up to Rs 65 lakh. (Sukanya Samriddhi Yojana in Marathi)

If you have a girl under the age of 10 in your household, you can set aside a small amount in her name every month and make her future happy by paying a lump sum for the year. You can invest this money in the Modi government's Sukanya Samriddhi Yojana and get it when the girl grows up. This money can be used for her marriage or education.

In Sukanya Samrudhi Yojana, you get 7.6 per cent interest. This interest is revised every four months. Under Section 370C of the Income Tax Act, you get a rebate on investments up to Rs 1.5 lakh.

The scheme has been launched by the Post. Banks also have this option. This scheme was started by the Modi government in 2015 under the 'Beti Bachao Beti Padhao' scheme. With this plan you can start an account for Rs.250. You can also invest up to Rs 15 lakh a year.

Sukanya Samriddhi Account can be opened by the guardian in the name of a beneficiary who has not attained the age of ten years as on the date of opening of the Account. An Account shall be opened for a maximum of two girl children in one family with the exception of triplet, as per rules.

Sukanya Samrudhi Yojana matures after 21 years. But this plan only pays for 15 years. The girl gets this money when she turns 21.

If money is invested in this scheme, the amount deposited, interest tax is waived. Maturity amount is also tax free. According to the income tax rules, you get tax exemption on an amount of Rs 1.5 lakh per annum. This amount is captured in it.

According to the Sukanya Samrudhi Yojana, when applying for an account, one has to give the birth certificate of the girl at the post office or bank. Apart from this, one has to give PAN card, ration card, driving license of the parents. In addition, proof of address will have to be provided.

The scheme can be closed in the middle of the year when the girl turns 18 or passes high school. However, the interest on the amount deposited and the amount will be paid to the girl when she turns 21 years old.

You can withdraw money even if the girl is married after 18 years or you can withdraw 50 per cent amount for her education after 18 years of age.