Vehicles Damaged In Flood: Can a claim be made if a car is washed away in flood waters? Learn more

Vehicles Damaged In Flood : Monsoon has arrived strongly across the country. Rains have wreaked havoc in North India. Flood situation has arisen in many states. Life has been disrupted due to rain.

Videos of cars washed away in rainwater are going viral on social media. Cars and bikes are seen submerged in water in many areas. In such a situation, if the car is drowned or washed away in the flood, then many people may have a question about getting a claim on it.

If your car or bike is flooded or washed away, the first step is to contact your insurance company to claim the cost of repairing the car or bike. Most importantly, every car insurance will help you in this regard

Hence, it is very important to understand all the ins and outs and benefits of a car insurance policy before taking it. Insurance companies offer policies that help vehicle owners pay for damage to their cars caused by natural calamities.

Such policies are called Comprehensive Car Insurance Policy. It provides you with compensation for losses caused by natural calamities like floods, earthquakes, cyclones.

This policy also covers accidental damage, fire or explosion, theft and third party claims to the car or any type of vehicle. This policy covers all costs of items like engine or gearbox due to flood water.

A comprehensive insurance policy does not cover damage to the car's engine. So you have to get engine protection cover. With this add-on you can claim to repair or replace the damaged engine of your car or bike.

Return to invoice cover comes in handy if the floodwaters damage the car beyond repair. If you have this cover, you can claim the purchase value of the car.

This includes the cost of registration and road tax. The terms of your policy are very important in this. That is why you should check everything before insuring your vehicle.